Flexible Payment Options
At Diamonds Above, we believe everyone deserves access to extraordinary jewelry. We offer multiple payment methods and flexible options to help you find the perfect piece within your means.
How to Pay
We accept a variety of payment methods so you can choose the option that works best for you. All transactions are processed securely.
Credit & Debit Cards
We accept all major credit and debit cards including Visa, Mastercard, American Express, and Discover. Use your preferred card for any purchase, large or small.
Wire Transfer
For larger purchases, bank wire transfers offer a secure, direct way to complete your transaction. Ideal for engagement rings, luxury watches, and custom commissions above $5,000.
Personal Check
We accept personal and cashier’s checks for your convenience. Cashier’s checks allow immediate pickup, while personal checks may require a brief clearing period before release.
Cash
Cash payments are always welcome at our Austin showroom. For transactions over $10,000, standard federal reporting requirements apply as required by law.
Flexible Payment Plans
Here is what monthly payments could look like with 12-month financing:
*Estimated monthly payments based on 12-month, 0% APR financing. Final terms subject to provider approval.
Layaway Program
Not ready to pay in full today? Our layaway program lets you secure the piece you love and pay over time at your own pace. No credit check required.
Choose Your Piece
Select the jewelry or watch you love from our collection, or begin a custom design project. We will set it aside exclusively for you.
Make a Deposit
Secure your item with a deposit. Then make payments on a schedule that works for your budget—weekly, biweekly, or monthly.
Pick Up When Paid
Once your balance is paid in full, your piece is ready to take home. No interest, no fees, no surprises—just beautiful jewelry on your terms.
Extraordinary Quality, Every Budget
At Diamonds Above, extraordinary quality doesn’t require an extraordinary budget. We work with every client to find the perfect piece within their means.
Since 1986, we have built our reputation on offering exceptional value in the Austin jewelry market. Our direct relationships with diamond suppliers and master craftspeople mean you get outstanding quality without the markup of national chains. Whether you are shopping for a $500 pendant or a $50,000 engagement ring, you will receive the same expert guidance, personal attention, and commitment to finding the best possible piece for your investment.